What is Hire purchase?

A Hire Purchase agreement lets you spread the cost of your vehicle over a fixed period. The Finance company will buy the vehicle on your behalf. Once you have paid any initial deposit, the remaining balance plus interest is then paid back over an agreed period.

Whether it's a reliable family estate or a sturdy 4x4 or a sports car, speak to our in house finance specialist as we can help you buy it the quickly and easily. Finance is available on both new or used vehicles.

How does it work?

We will help you find the type of vehicle you would like. You can borrow any amount from £1,000 for new and used vehicles. Payments terms are available from 1 to 5 years. 

What you pay....

An initial deposit

When you're starting out, you will need to agree an initial deposit. Flexible deposit options are available. 0% deposit may be available subject to status.

How long do you have to pay it?

The term of your finance agreement will be based on what you decide with your Black Horse dealer. Repayments terms are available from 1 to 5 years.

When do I own the vehicle?

Once you've made all the payments, the vehicle is yours.

What else do I need to know?

That's it. There are no hidden extras and all of our documents are written clearly and concisely so you know exactly where you stand.

Why should I choose Hire Purchase?

With Hire Purchase, you can spread the cost of your vehicle over a period of time that suits your budget. You don't have to spend months and years saving up to buy a car outright.

You're always in control

As the monthly payments are fixed, you'll always know exactly what you need to pay, allowing you to budget more effectively. Once you've made all the payments, the vehicle's all yours.

Get closer to the vehicle of your choice. Simply speak to our in house finanace specialist to discover how easy puchasing your new car can be.